A BECU business debit card is a convenient way to manage your everyday banking, giving you flexibility without the hassle of writing a check. Make purchases, get cash back, or use it at an ATM. Funds are deducted directly from your business checking account every time you make a purchase.
Debit Card Benefits | Debit Card Management | Deposit-Only ATM | Digital Wallet | FAQs
Business Debit Card Benefits
Your BECU business debit Mastercard® provides access, security and no service fees.
- No foreign transaction fee1 on international purchases or ATM withdrawals (the institution that owns the ATM might have additional fees).
- Global ATM access, including 30,000+ free CO-OP Network ATMs.
- Free mobile receipt management application*.
- Free fraud monitoring protection through Mastercard Zero Liability*.
*Additional benefit details can be found in the Mastercard Guide to Benefits (PDF).
Activate Your Debit Card
- For businesses using an EIN for tax reporting, you can activate your debit card at any ATMor POS terminal.
- For businesses using an SSN for tax reporting, you can activate your debit card inOnline Banking.
Debit Card Management
With the Manage Your Debit Card feature in Online Banking, you can take care of all your debit card-related tasks quickly and easily.
For businesses operating using an EIN for tax reporting, you can manage your debit card the following ways:
- Activate your Debit Card at any ATMor POS terminal.
- Change your PIN at any BECU ATM.
- Pause your debit card or set Travel Notifications by sending a secure messagein Business Online Banking or Mobile Messenger or by calling us at 800-704-8080.
Deposit-Only ATM
The deposit-only ATM cards allow businesses to grant card holders deposit access, but cannot be used to access funds, borrow money, view account balances or account information.
Programmed to never include the account balance on a deposit receipt, the depositor only receives a record of the deposits made.
- Deposit-only access. Card does not allow for withdrawals.
- Link up to two business checking and savings accounts.
- No limit to the number of cards you can request.
To request a card, simply call us at 800-704-8080, or stop by any one of our BECU neighborhood financial centers. Our BECU locations can issue cards on the spot!
Digital Wallet for Business
Leave your wallet at home and set up your BECU debit Mastercard on your mobile device using digital wallet, including Apple Pay, Google Wallet, and Samsung Pay. Save it on file to gain security, convenience and efficiency for your business.
- Use digital payments anywhere you see the contactless pay symbol.
- Authorize transactions using your smartphone fingerprint touch ID or facial recognition.
- Store all your payment information securely using encryption software.
Getting started is easy. Simply choose your preferred mobile wallet, add your BECU debit card and get started today.
Frequently Asked Questions
Your debit card takes 7-10 days to arrive. If you still haven't received your card by business day 10, please call us at 800-704-8080, send us a secure messageor visit any BECU location.
Need your debit card immediately? Visit one of our BECU locationswhere we can print a new card for you on-site.
Yes, you can use your debit card for signature-based transactions that are run as credit. You'll need your PIN before your card can be used for debit/PIN-based transactions.
If your card expires while it's paused, BECU will not reissue a new card to you. In this case, please call us at 800-704-8080, send us a secure messageor visit any BECU locationto have a new one printed.
Yes, you can use your new PIN immediately.
If you change your PIN in Online Banking, the PIN mailer you received is no longer valid. Please continue to use the PIN that you set up in Online Banking.
For businesses that operate as a partnership, corporation or LLC using an EIN for tax reporting, you cannot change your PIN in Business Online Banking. You can change your PIN at a BECU ATM or by visiting any BECU location.
If you're expecting a PIN, it should arrive in a separate mailer within 7-10 business days. Or, you can change your PIN at any time in Online Banking.
For businesses that operate as a partnership, corporation or LLC using an EIN for tax reporting, you can change your PIN at any BECU ATM or by visiting any BECU location.
You can activate your card in Online Banking without your PIN. If you didn't receive your PIN, or you don't know your PIN, call us at 800-704-8080 or visit any BECU locationfor assistance.
For businesses that operate as a partnership, corporation or LLC using an EIN for tax reporting, you can activate your debit card at any ATM or POS terminal. If you didn't receive your PIN, or you don't know your PIN, please call us at 800-704-8080 or visit any BECU location for assistance.
You must enter your PIN to successfully conduct point-of-sale purchases and ATM transactions. You can conduct signature-based transactions that are run as credit without entering a PIN. If you don't know your PIN, call us at 800-704-8080 or visit any BECU location for assistance.
Questions? We're here to help.
Related Content
- Report Lost or Stolen Debit Cards
- Debit Card Fraud Alerts
- Business Checking
- Business Online Banking
10.20% currency conversion fee may be included in the purchase or withdrawal's overall total when using a debit card; however, the fee will be refunded within 3 business days, contingent upon the account being open at the time of refund.
