Managing Your Debit Card FAQs | BECU (2024)

FAQs

What is manage debit card? ›

You can turn your debit card on and off in your digital account. Select “Manage Cards” in your digital account. The card tied to your online account should show as “On.” To turn your card off, tap “On.”

When your existing card is about to expire, BECU will send you a new one. It'll have the same card number, but a different expiration date. Once you activate your new card, the new expiration date is automatically updated with participating merchants.

Debit Card Transactions - The maximum combined amount that you and any joint account holder(s) may purchase through POS based transactions will be at least Fifteen Hundred Dollars ($1500) per day. …

A Card Management System (CMS) is a software system that manages and facilitates the tracking and control of the card life cycle.

When you get your new debit card, it needs to be activated before you start putting it to use. This activation process connects your identity to your account. Activating the card also notifies the bank that it was received. These are the key security measures to help keep your account safe.

You don't need to do anything to activate your debit card. You'll be able to use it to make online payments as soon as it arrives in the post.

Multiple reasons may lead to the non-activation of your ATM card, such as entering the wrong number, OTP or other issues. You must resolve the issues to activate your ATM card. Contact the bank's customer service immediately if your card is still not activated.

At any BECU ATM, one of our partner Shared Branch ATMs, or an ATM at another financial institution (up to $500 per day). You will need your BECU credit card and PIN. Please note: BECU does not charge cash advance fees, but non-network ATM fees may apply.

Are debit cards automatically linked to your checking account? ›

Debit cards are issued by a bank or other financial institution and are directly linked to a checking account. They are typically used for in-person transactions, online purchases, and ATM withdrawals.

If I get a new debit card, does my account number change? Your account and routing numbers associated with your checking account will not change if you get a card replacement. Typically, your account number stays the same indefinitely unless your bank merges, consolidates, or acquires another financial institution.

What Is the Maximum Limit on a Debit Card? The maximum daily limits on a debit card vary by bank and account. Typical debit card ATM withdrawal limits range from $300 to $1,500 per day, while debit card spending limits usually range from $2,000 to $7,000. Purchase or spending limits may include ATM withdrawals.

Your debit card could be declined because you've exceeded your daily purchase limit. Your debit card could also be declined if you traveled to another country and didn't notify your bank. Banks enforce these limitations on debit cards to keep your money safe.

Activate your Debit Card at any ATM or POS terminal. Change your PIN at any BECU ATM. Pause your debit card or set Travel Notifications by sending a secure message in Business Online Banking or Mobile Messenger or by calling us at 800-704-8080.

A credit card is a safe and convenient way to pay for goods and services but you need to manage what you spend responsibly. Keeping your purchases on the card within your budget and paying it off in full each month is the best way to manage your card. Do not overspend on credit.

Stopping a card payment

You can tell the card issuer by phone, email or letter. Your card issuer has no right to insist that you ask the company taking the payment first. They have to stop the payments if you ask them to. If you ask to stop a payment, the card issuer should investigate each case on its own merit.

Reviews and manages card vendor inventory, billing, and expenses. Responsible for monitoring and ensuring proper inventory level of debit and credit card plastics both at central issuance and instant issue branch locations. Prepares re-orders for approval.

You typically receive a debit card when you open a checking account at a financial institution. A debit card allows you to use the money in your account without having to go to the bank or write a check. You can use your debit card to make purchases (both online and in person) and withdraw money at an ATM.